Mission Federal Credit Union Invests in the Community

We talk a lot about shopping local at Grossmont Center, but for now, we want to focus on banking local. The best place to do that is at Mission Federal Credit Union. Mission Fed is beloved by its customers–better known as members–for its comprehensive array of financial services and its friendly, knowledgeable staff.

Founded in 1961, Mission Fed has 31 locations throughout San Diego County, including one at the Center. Mission Federal Credit Union is a member-owned, not-for-profit financial cooperative whose mission is “earning trust, investing in our membership’s success, and caring for our community.”

“We consider ourselves a one-stop financial services provider,” says Chris Jones, the manager at Grossmont Center’s Mission Fed branch. “You can open your child’s first savings account, plan for retirement, and find just the right financial products for every life stage in between. We call these ‘Mission Fed moments.’”

If you are looking to open an account, Mission Fed offers several attractive options. Of course, there are checking and savings accounts. These come with mobile and online banking, online bill pay, and even the ability to make purchases with a mobile wallet on your phone. If you owe a friend money, it’s easy to pay her back with Mission Fed’s person-to-person payment service via Popmoney.

Mission Fed offers members other types of accounts, too, such as money markets, retirement accounts, and certificates of deposit (CDs). You can also plan for your financial future by creating an investment portfolio. Mission Fed works with the registered broker CUSO Financial Services, L.P. to provide members with expert investment advice.

In addition to saving money wisely, it is important to spend wisely. One way to do that is with a Mission Fed credit card. The credit union offers Classic and Platinum cards, and they both boast low annual percentage rates (APRs), fraud alerts via text, and terrific rewards programs.

There is everyday spending, and then there are the big purchases, things such as cars and homes. Mission Fed has several loan products for autos, boats, RVs, and more. There are also several choices of home loans, home equity loans, and home equity lines of credit (HELoC). Mission Fed can also help finance purchases of apartment buildings and commercial real estate properties. Mission Fed helps you protect these major purchases with home and auto insurance policies; it also offers personal and pet insurance, too!

Because Mission Fed wants to help its members achieve financial success, member needs are a top priority, Jones says. “We work hard for our members. Typically, our loan rates are lower and so are our fees. We also strive to offer higher dividends on our savings accounts.”

Mission Fed also meets members’ needs through exceptional customer service. There is a warmth and openness in the interactions between members and Mission Fed staffers. Everyone who comes in the doors gets a warm welcome. Personalized, knowledgeable service is a trademark of the credit union. As Jones says, “Getting to know our members helps us to serve them even better.”

An integral part of serving members is Mission Fed’s active involvement in their communities. The credit union has a rich history of providing donations and services to organizations in San Diego County. This mission is embedded in the fabric of Mission Fed’s operations–for instance, it will donate $25 to the charity of choice for each member who opens a checking account. Children learn the value of money through the Mission 2 $Ave program that is implemented at local schools. Mission Fed’s community partners include such esteemed organizations as City of Hope, McGrath Family BizTown at Junior Achievement, and The Living Coast Discovery Center. Finally, Mission Fed sponsors or participates in countless events throughout the year that benefit the people of San Diego County.

Superior customer service and authentic community involvement—those are the benefits of shopping local in a nutshell. At Grossmont Center, we are proud to be the home to many locally based shops, restaurants, and service providers. These businesses go above and beyond to provide an exceptional experience for customers. This can include individualized attention or offering unique goods and services. As a group, these businesses create a vibrant tapestry that makes Grossmont Center a unique place to visit—that is why the Center is more than just a mall.  

Local business owners make an investment in the community and work hard in order for it to pay off. Mission Fed and its members have reaped many dividends from their commitment to each other over the years. This relationship is a shining example of why it is important to bank local. Visit the Grossmont Center branch today and learn more about how Mission Fed can help you meet your short- and long-term financial goals and experience many “Mission Fed moments” of your own!

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